New Year, New You!

Many people make resolutions on New Year’s Day. No matter what your resolutions are, the key isn’t making the list, it’s sticking to it. Start by setting tangible savings goals you can reach in 2021, such as how much you would like to add to your retirement nest egg, your children's education fund, or the down payment on your home. You should also reset how much you plan to pay on your personal loans, debts, and home mortgage accounts. 

If you’re struggling to get started, here are a few things you can do: 

- Pay down your credit cards 

- Review your credit report 

- Review Life Insurance and Disability Insurance needs 

- Review your 401(k) with your employer 

- Open an IRA 

Be cautious about setting too many or unrealistic financial goals. Otherwise, you may be unable to accomplish any of them. Take this opportunity to clearly restate your financial resolutions for the new year. It may be a good idea to maintain a checklist to keep track of how you are doing throughout the year so that you can make any necessary modifications. Here at Unity Catholic, we are offering the services of Trinity Debt Management. Take the time to meet with one of our financial advisors to review any goals and objectives that you have established for the new year!