Savings Accounts

At Unity Catholic FCU, we understand the importance of saving and achieving your financial goals. That's why we proudly offer a variety of Savings Accounts designed to meet your specific needs. With low minimum deposit amounts, you can start saving and building your financial future with ease.

Not only do our Savings Accounts feature competitive dividend rates, but they also outperform the average rates offered by other financial institutions. This means your money works harder for you, allowing you to grow your savings faster and more efficiently.

We believe in flexibility, which is why our Savings Accounts come with customizable terms. Whether you have long-term savings goals or need a short-term solution, we have the right account to suit your requirements. Our knowledgeable team is ready to assist you in selecting the perfect account that aligns with your unique financial objectives. Your deposit accounts are insured by the National Credit Union Administration (NCUA). Click here for a brochure detailing your NCUA account insurance. You can also receive up to $250,000 through ESI, a licensed insurance company for additional insurance coverage.

• Share Savings Accounts

• Term Share Certificate

• Money Market Savings

• Christmas Club Account

• Vacation Club Account

• Individual Retirement Account (IRA)

A Share Savings Account is a foundational account offered by Unity Catholic FCU that allows you to securely save and grow your money. With a minimum deposit requirement of just $5, you can open your account and start earning dividends right away. Dividends are the credit union's way of sharing its profits with members, and they are typically paid on a regular basis.

Maintaining a $5 minimum balance in your Share Savings Account ensures that you can access all the services and benefits provided by the credit union. This includes access to various financial products and services such as loans, credit cards, and additional accounts.

By becoming a member and opening a Share Savings Account, you'll gain access to the credit union's extensive range of financial solutions, personalized service, and community-focused approach. Unity Catholic FCU is committed to helping its members achieve their financial goals and providing a safe place to save and grow their money.

To start your savings journey and become a member, simply visit one of our conveniently located branches. Our friendly staff will be happy to assist you in opening your Share Savings Account and provide guidance on how to make the most of your membership. Join us today and take the first step toward a brighter financial future.

Maximize the growth of your savings with Unity Catholic FCU’s term share certificates. With a low minimum balance requirement of just $500, you can start earning higher dividends compared to a traditional savings account. Our term share certificates offer flexible terms ranging from six months to five years, allowing you to choose the duration that best aligns with your savings goals.

The longer you commit to saving, the higher your dividend rate will be. By locking in your funds for a longer period, you can enjoy even greater returns on your investment. Our competitive dividend rates are designed to help you make the most of your savings, ensuring that your money works hard for you.

To explore the current rates for our term share certificates and find the account that suits your needs, simply visit our website or get in touch with our knowledgeable team. We are here to assist you in selecting the right account and answering any questions you may have.

Open your term share certificate today by giving us a call. Our dedicated staff will guide you through the process and help you take advantage of the opportunity to earn more from your savings. At Unity Catholic FCU, we are committed to your financial success and providing you with rewarding options to grow your money.

Earn higher dividends while maintaining access to your funds by opening a Money Market Savings Account at Unity Catholic Federal Credit Union. With a minimum balance requirement of $1,000.00, you can enjoy the benefits of higher yields compared to a traditional Savings Account.

To get started on earning more with a Money Market Savings Account, reach out to Unity Catholic Federal Credit Union today. Our friendly and knowledgeable staff will guide you through the account opening process, ensuring that you have a clear understanding of the benefits and any applicable fees. Start maximizing your savings potential while enjoying the peace of mind that comes with being a member of Unity Catholic Federal Credit Union.

Set aside money throughout the year, and you’ll be ready for holiday gift-giving and celebrations! Open your dividend-bearing Christmas Club account any time of the year. Then make regular deposits to reach your goal. Prepare for the holiday season and eliminate financial stress by opening a dividend-bearing Christmas Club account. At Unity Catholic Federal Credit Union, you can start this account at any time of the year, ensuring you have ample time to save for holiday gift-giving and celebrations.

Take control of your holiday finances and plan ahead with a Christmas Club account. Start saving today by contacting Unity Catholic Federal Credit Union. Our friendly staff will guide you through the account opening process and help you establish a stress-free and joyous holiday season. Make this year's celebrations truly special with the peace of mind that comes from smart financial planning.

Make your dream vacation a reality by setting aside money throughout the year with our vacation savings account. This specialized account allows you to save for your next getaway while earning two tiered dividends on your deposits. With our vacation savings account, you can contribute regularly, ensuring that you build up the funds needed for your desired trip. By making consistent deposits, you'll be one step closer to enjoying that much-needed vacation.

To make things even more convenient, on April 1, annually, the balance in your vacation savings account is automatically transferred to your regular share account. This timing allows you to have the funds available just in time for making your getaway plans, whether it's booking flights, accommodations, or activities.

At Unity Catholic Federal Credit Union, we understand the importance of having a stress-free and enjoyable vacation. Our vacation savings account is designed to help you achieve your travel goals while earning dividends on your savings.

It’s never too early – or too late – to save for your retirement. Get started with as little as $50! Open an IRA Share Account and earn dividends as you make periodic deposits toward your goal of $500; the minimum amount to open an IRA Certificate with a term of one-year, two-years, or five-years. Click here to access our online calculators to determine your savings plan for retirement. Your IRAs are insured by the National Credit Union Administration.

Roll your IRA savings into a Traditional IRA, a Roth IRA for long-term retirement savings, or a Coverdell Education Savings Account for your child’s education expenses. Consult your tax advisor for the best strategy then contact the credit union. At Unity Catholic FCU, we also offer IRA virtual branches to answer any of your questions regarding IRA accounts. With our IRA virtual branches, you can open your IRA account today!

Join Unity Catholic FCU today and take advantage of our exceptional Savings Accounts. Start building your nest egg, achieving financial security, and turning your dreams into a reality. Let us be your trusted partner in your savings journey, providing you with the tools and resources you need to succeed.