News & Promotions
Put more money in your pocket this year when you skip either your December 2024 or January 2025 on your eligible loans.
If you received an email or letter informing you of your Skip-A-Pay eligibility you can now complete the form electronically.
$50 processing fee that must be paid at the time of application from your Unity account.
Contact 888-815-6571 if you have questions.
The following loans may qualify for skip-a-payment: vehicle loans (auto, truck, boat, motorcycle, RV), personal loans, share and certificate secured loans. These loans will not qualify for skip-a-payment: credit cards, real estate secured loans, tuition, or single payment loans, any account that has had a delinquent history, loans that have had an extension within the previous 12 months, any loan for which less than 6 months of payments have been made, or any account or loan not in good standing. For qualifying closed-end loans, the payment will be deferred and will extend to the end of the original term of the loan. Interest on loans that you skip-a-payment on will continue to accrue on the unpaid balance during the skipped period. The next regular payment is due on the normal due date. Other than as provided here, the terms and conditions of the loan agreement remain in force. Payments made through Direct Deposit or Payroll Deduction will be deposited directly into your savings or share draft account. You can skip one monthly payment annually. The program maintenance fee of $50.00 is to administer the skip-a-payment program and is not applied to your loan. The fee of $50.00 per loan payment skipped must be enclosed with your request or you must have the funds available in the Savings or Checking account corresponding to this loan at the time we receive your request. If funds are not available to pay the fee, your request will not be processed, and your normal payment will be required. This skip-pay application is subject to credit review and can be denied.
Empowering young minds!
The cost of your child's Catholic education really adds up as they grow. Unity's James E. Flynn Memorial Scholarship can help with the cost. We're offering:
Four Elementary Scholarships at
$500
Five High School Scholarships at
$1000
Elementary scholarship eligible for students entering kindergarten through 8th grade.High school scholarship eligible for students entering 9th through 12th grade.If your child is an active member of Unity Catholic Federal Credit Union who attends a Catholic school within the Catholic Diocese of Cleveland or Eparchy of Parma, they are eligible to apply.The dead line for applications is December 31, 2024. Federally insured by NCUA.
Unlock A Holiday Bonus!
'Tis the season to open a Unity Catholic Christmas Club Account and start saving for some festive fun! Get ready to jingle all the way to a $50 bonus dividend in 2025!
• Earn a generous 3.04% APY*
• Add to the account any time you want
*APY= Annual Percentage Yield. The yield of 3.04% is fixed until 9/30/25, and then the rate will go to the current rate on 10/1/25. Funds will be transferred to your primary savings account on 10/01/2025. A $5 minimum deposit is required to open an account. Dividends are compounded and applied on a quarterly basis, there are withdrawal limitations, and a fee may apply if you want to withdraw before the end of the period. To receive the bonus dividend of $50, a Christmas Club must be established by 12/31/24 and have a balance of $500 or more on 9/30/25. All Unity Catholic Federal Credit Union promotions are subject to change or end at any time. Federally insured by NCUA. Additional insurance up to $250,000 through ESI, a licensed insurance company. Offer valid 10/01/2024 - 12/31/2024.
A Holiday Loan that delivers joy!
MAKE SPIRITS BRIGHT WITH A HOLIDAY LOAN THAT DELIVERS JOY!
Coverall the holidays with this loan, or have a little fun. The possibilities are endless.
Borrow up to Low fixed rate
$1,500 6.99% APR*
• No payments due until January 31, 2025.
*APR= Annual Percentage Rate. Sample principal and interest payments $107 per $1,000 (minimum for this loan)borrowed for 10 months at 6.99% APR. A $50.00 document preparation fee applies; this can be financed. Cannot be used to refinance an existing UnityCatholicFederalCreditUnion(UCFCU)loan. Deferring your payment will result in your having to pay higher total finance charges. All loans are subject to credit approval. Based on your individual credits core, the maximum amount/term will vary. All UCFCU programs, rates, terms, and conditions are subject to change at any time without notice. No prepayment penalties apply. Federally insured by NCUA. Additional insurance up to $250,000 through ESI, a licensed insurance company. Offer valid: 10/1/2024 - 12/31/2024.
An Auto Loan Made For You!
Talk to Unity to receive an extra 1% off your qualified rate when you finance your next auto with Unity Catholic.
Take up to 90 days until your 1st payment!
The discount of 1% off the qualified rate on vehicle loans.(ex.If your qualified rate is 5.99%, your discounted rate would be 4.99%). Offer/rate may vary based on individual credit history. All loans are subject to credit approval. A $100 document preparation fee may be financed. Interest will begin to accrue during the deferral period. Deferring your payment will resulting your having to pay higher total finance charges. All UCFCU programs, rates, terms, and conditions are subject to change at any time without notice. No prepayment penalties apply. This credit union is federally insured by the National Credit Union Administration. Additional insurance of $250K available through ESI.10/1/2024-12/31/2024.
Spread the Joy: Refer a Friend and Let the Fun Multiply!
Share the love!
Invite your friends and family to join Unity Catholic FCU for higher savings rates and lower loan rates. Get $25 for each referral, and your friends also score $25, plus a chance to earn up to $100*. It's that simple!
*To qualify for the promotion, the referring member should complete the referral form (electronic or paper) including the existing and new members name at the time of the account opening. *For both the referring member and the new member to qualify for the $25 reward the new member must open a Regular Share account with at least $5 and it must remain open, active and in good standing for a minimum of 60 days. If the new member opens additional qualifying services within 60 days of the original membership join date, they will qualify for $15. Per additional service. Up to 5 additional services are allowed for a maximum payout of $100. Qualifying services are active Checking, MasterCard Debit Card, Bill Pay, Visa Credit Card and all Loans. Both the referring member and the new members' accounts must be active and in good standing at the time the reward is paid. Rewards will be deposited only after the new accounts remain open and active for a minimum of 60 days. All Unity Catholic Federal Credit Union programs are subject to change/end at any time without notice. This credit union is federally insured by the National Credit Union Administration. Additional insurance of $250K available through ESI. Equal Housing Lender
If you’re not already a member, joining is now easier than ever with our
online account opening!