News & Promotions

Drive The New Car You Love!

Person smiling in car

Make no payments until summer 2024.

  • Rates as low as 5.99% APR*

  • Terms up to 84 months available

  • 90 days until first payment

  • Easy online application and signing

*APR = Annual Percentage Rate, the rate of 5.99% includes the maximum discount of 1.00% off qualified rate. Estimated payment for $1,000 financed for 48 months at 5.99%APR is $24.00. A $100 document preparation fee may be financed. Offer and rate may vary depending on individual credit history. All loans are subject to credit approval. Interest will begin to accrue during the deferral period. Deferring your payment will result in your having to pay higher total finance charges. All UCFCU programs, rates, terms, and conditions are subject to change at any time without notice. No prepayment penalties apply. This credit union is federally insured by the National Credit Union Administration. Additional insurance of $250K is available through ESI. 04/01 - 06/30/2024

Use Your Home Equity to Do Whatever You Want!

Consolidating debt, paying for college, or building your dream deck just got so much more affordable.

Save an EXTRA 1.00% APR* off your qualifying rate, no matter the term*, plus just $350 in fees

*APR=Annual Percentage Rate. The discount of 1% will be deducted from your qualified rate based on individual credit eligibility. Example: Tier A+ credit rating is 6% APR minus 1% = 5% APR for 60 months. The sample payment is $19 per $1,000 at 5%. Must have 75% LTV (loan to value) equity and this loan must hold the 2nd position. Loan amount $10,000-$250,000. Offer, rate, and term may vary depending on individual credit eligibility. All UCFCU programs, rates, terms, and conditions are subject to change at any time without notice. Federally insured by NCUA. Additional insurance up to $250,000 through ESI a licensed insurance company and an Equal Housing Lender. 04/01 - 06/30/2024

Don't Be Left in the Dark When it Comes to Saving!

Parent and kid with solar eclipse behind them.

Embrace the celestial power of savings during Youth Month at Unity Catholic Federal Credit Union.

Celebrating Saving Success

Pick up a Celebrating Saving Success Punch Card in the office or at Student Savers. Get a punch for every deposit that you make during April 2024 to win.*

  • Onepunch = solar eclipse glasses (deposit during the first week of April to be ready for the solar eclipse on April 8, 2024)

  • Three punches = invitation to an upcoming bowling party

  • Five punches = entry into the drawing for a $100 deposit to punch up your savings

Video Contest

Members 18 and younger are invited to participate in our annual National Credit Union Youth Month celebration! Share a video answering any of the following questions**

  • What is your best savings tip?

  • What are you saving for?

  • Why do you like Student Savers?

  • What do you like about Unity Catholic?

Terms and Conditions

  • 1 Entry per youth member per question. To win, you must be a Unity Catholic Federal Credit Union member aged 18 or under.

  • To enter, email your entry to marketing@unitycatholiccu.org with contact information.

  • Entries will be shared on Facebook.

  • Voting will occur on Facebook (The entry with the most likes will win).

  • All entries must be turned in by April 27th. Voting will be open from April 29 until May 4, 2024.

  • Winner announced on May 11, 2024 Winners will get a $25 gift card.

*Solar Eclipse glasses will be awarded as supplies allow. A punch card must be turned in to receive an invitation to the upcoming bowling party or a $100 random drawing. All cards must be turned in by 4/30/2024. **Create a short video (under 25 seconds) and email it to marketing@unitycatholiccu.org no later than 11:59 pm EST on 4/27/24. Videos will be uploaded to the Unity Catholic Federal Credit Union (UCFCU) Facebook page on 4/29/24. Voting will take place through 11:59 pm EST on 5/4/24. Submissions must be from UCFCU account holders aged 18 and younger. Winners will be announced on 5/11/24 on Facebook and winners will be contacted to claim prizes.

Trust Us to Save You Money!

Visa® Balance Transfers enjoy a low fixed rate of 2.99% APR* for six months, plus no fees.

  • Low everyday rate of 11.99% APR**

  • Balance transfer rate 2.99% APR* for 6 months

  • No Balance Transfer Fee

  • Use with your digital wallet for safe and secure transactions.

*APR (Annual Percentage Rate). Subject to credit approval. The 2.99%APR for 6 months is for balance transfers, and does not apply to purchases or cash advances. Balance transfers may not be used to pay existing Unity Catholic Federal Credit Union loans or credit card debt. All 2.99% balance transfers will be classified as "cash advances" under our Visa Card Agreement. **New purchases or cash advances will be at the current rate. As of 01/01/2024, the rate for new purchases or cash advances is 11.99%APR. The 25-day Grace Period does not apply to cash advances or transferred balances. Monthly minimum payments will be applied to outstanding balances with the highest rate; any remaining portion will be applied to the other balances in descending order based on applicable annual percentage rate. All promotions are subject to change or end at any time without notice. Federally insured by NCUA. Additional insurance up to $250,000 through ESI a licensed insurance company and an Equal Housing Lender. 04/01/2024 - 06/30/2024

Spread the Joy: Refer a Friend and Let the Fun Multiply!

Share the love!

Invite your friends and family to join Unity Catholic FCU for higher savings rates and lower loan rates. Get $25 for each referral, and your friends also score $25, plus a chance to earn up to $100*. It's that simple!

*To qualify for the promotion, the referring member should complete the referral form (electronic or paper) including the existing and new members name at the time of the account opening. *For both the referring member and the new member to qualify for the $25 reward the new member must open a Regular Share account with at least $5 and it must remain open, active and in good standing for a minimum of 60 days. If the new member opens additional qualifying services within 60 days of the original membership join date, they will qualify for $15. Per additional service. Up to 5 additional services are allowed for a maximum payout of $100. Qualifying services are active Checking, MasterCard Debit Card, Bill Pay, Visa Credit Card and all Loans. Both the referring member and the new members' accounts must be active and in good standing at the time the reward is paid. Rewards will be deposited only after the new accounts remain open and active for a minimum of 60 days. All Unity Catholic Federal Credit Union programs are subject to change/end at any time without notice. This credit union is federally insured by the National Credit Union Administration. Additional insurance of $250K available through ESI. Equal Housing Lender

If you’re not already a member, joining is now easier than ever with our
online account opening!