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Student Savers: Earn Up to a $20 Deposit Match!
Give your child a head start on smart money habits with our Student Savers Program (for grades K–8).
$20 Match: Open a new account (8/1–9/30) or make a deposit on an existing account in Sept. 2026, and we'll match it up to $20!
No Monthly Fees: Pays dividends with just a $5 minimum balance.
In-School Savings: Representatives visit participating schools weekly so students can easily make deposits.
Fun Incentives: Rewards, prizes, and our annual Youth Month Party.
*Offer valid 8/1/26–9/30/26. $5 min. opening deposit required. Unity will match opening deposits for new accounts (opened 8/1–9/30) or the first deposit made in Sept. 2026 for existing accounts, up to a max of $20 per member. Matching funds deposited at time of qualifying deposit. Withdrawals must be made in person at a branch. Promo subject to change or end at any time. Federally insured by NCUA. Additional insurance up to $1.25M through ESI.
A Smarter Way To Pay Down Debt
Lock in a life-of-the-balance rate on Purchases and Balance Transfers.
The Offer:
2.99% APR Intro Rate* on transactions between 8/1/2026 and 9/30/2026.
Enjoy this rate for 6 months!
Valid for Balance Transfers Only.
Simplify Your Debt: Valid for Balance Transfers Only. Move your debt to Unity Catholic today!
*APR (Annual Percentage Rate). Subject to credit approval. The 2.99%APR for 6 months is for balance transfers (BT) and does not apply to purchases or cash advances. BT may not be used to pay existing Unity Catholic Federal Credit Union (UCFCU) loans or credit card debt. All 2.99%APR balance transfers will be classified as "cash advances" under our Visa Card Agreement. **New purchases or cash advances will be at the current rate of 11.99%APR, as of 08/01/2026. The 25-day Grace Period does not apply to cash advances or transferred balances. Monthly minimum payments will be applied to outstanding balances with the highest rate; any remaining portion will be applied to balances in descending order based on applicable APR. All promotions are subject to change or end at any time without notice. Federally insured by NCUA. Additional insurance up to $1,250M through ESI, a licensed insurance company and an Equal Housing Lender. 08/01/26 - 09/30/26
Take An Extra .50% Off Your Auto Loan Rate*
Loyalty has its perks at Unity Catholic!
If you’ve had a loan with Unity Catholic Federal Credit Union in the last 5 years, you’ve earned an exclusive loyalty discount. Lower your rate, lower your payment, and get behind the wheel faster.
*This discount is available to members who have had a loan with Unity Catholic Federal Credit Union (UCFCU) that was paid as agreed in the past 5 years. The discount of 0.50% off your qualified rate on vehicle loans (ex. If your qualified rate is 5.99% your discounted rate would be 5.49% on a 72-month loan, sample payment is $17 per $1,000 borrowed). Not all will qualify for the lowest rate. Offer/rate may vary based on individual credit history. All loans are subject to credit approval. A $200 document preparation fee may be financed. All UCFCU programs, rates, terms and conditions are subject to change at any time without notice. No prepayment penalties apply. This credit union is federally insured by the National Credit Union Administration. Additional insurance of $1,250M is available through ESI. 07/01/26 - 09/30/26
Crush the School List Without the Stress!
Back-to-school season shouldn’t break the bank. Whether it’s tution, tech upgrades, or a whol new wardrobe for the kids, Unity Catholic Federal Credit Union is here to help you bridge the gap with a Personal Loan Designed for your budget.
Rates As Low As 6.99% APR*
*APR = Annual Percentage Rate. Sample principal and interest payments $100 per $1,000 borrowed for 12 months at 6.99% APR. A $100.00 document preparation fee applies; this can be financed. Cannot be used to refinance an existing Unity Catholic Federal Credit Union (UCFCU) loan. All loans are subject to credit approval. All UCFCU programs, rates, terms and conditions are subject to change at any time without notice. No prepayment penalties apply. Federally insured by NCUA. Additional insurance up to $1,250M through ESI a licensed insurance company. 07/01/26-09/30/26
Get Savvy. Get Paid.
Want a better credit score and an extra $25 in your pocket?* Sign up for Credit Sense through the Unity Catholic Home Banking or FREE Mobile App by September 30.
With Credit Sense, members get:
Explanation of Credit Score
Tips on improving your credit score
Pre-qualified offers and savings opportunities
FREE credit Monitoring and alerts
To qualify for the $25 bonus saving deposit you must sign up for Credit Sense through Unity Catholic Federal Credit Union (UCFCU) home banking or mobile app from 07/01/26 - 09/30/26. The bonus will be deposited to the share account by 10/31/2026 for members in good standing. All UCFCU programs, rates, terms and conditions are subject to change at any time without notice. Federally insured by NCUA. Additional insurance up to $1,250M through ESI, a licensed insurance company and an Equal Housing Lender. 07/01 - 09/30/26. Incentive $25 when signing up for credit sense during said period.
Get Paid to Be a Good Friend
$25 for You. $25 for Them!
Refer a friend to join Unity Catholic FCU, and you both could score $25. Fill out our electronic or paper referral form. Don't miss out on this opportunity to make money while sharing the joy of seamless banking experiences!
*To qualify for the promotion, the referring member should complete the referral form (electronic or paper) including the existing and new members name at the time of the account opening. *For both the referring member and the new member to qualify for the $25 reward the new member must open a Regular Share account with at least $5 and it must remain open, active and in good standing for a minimum of 60 days. If the new member opens additional qualifying services within 60 days of the original membership join date, they will qualify for $15. Per additional service. Up to 5 additional services are allowed for a maximum payout of $100. Qualifying services are active Checking, MasterCard Debit Card, Bill Pay, Visa Credit Card and all Loans. Both the referring member and the new members' accounts must be active and in good standing at the time the reward is paid. Rewards will be deposited only after the new accounts remain open and active for a minimum of 60 days. All Unity Catholic Federal Credit Union programs are subject to change/end at any time without notice. This credit union is federally insured by the National Credit Union Administration. Additional insurance of $250K available through ESI. Equal Housing Lender