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Improve Your Credit Score

Nowadays, employers, landlords, and mortgage lenders use your credit score as part of their decision-making processes. Many have minimum numbers you need to meet to be considered for employment, housing, and loans, so increasing your credit score is vital.

It’s not impossible to raise your score, though it does take time and work. Let’s look at some ways you can manage your score and keep it climbing.

  • Pay off revolving credit to make sure your credit usage doesn’t go over 30%

  • Pay your bills consistently and on time

  • Limit the number of hard inquiries made by credit cards and other revolving accounts

  • Charge all of your purchases on credit cards and pay them off each month

  • Set due date reminders

Above are just a few steps you can try to increase your credit score. You’ll also want to check your score daily to catch any changes you made or didn’t make. Data breaches happen, and you don’t want your credit ruined by the possibility of identity theft.

You now know how to increase your credit score, and we hope you do. Also, we’re here to help with debt consolidation and other products to get you in great financial shape.

Become a member today or call us at 1-888-815-6571 to discuss your financial situation further. We know we can help!

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