Best Bank Accounts in Parma, Ohio
If you're searching for the best bank accounts in Parma, Ohio, look no further than Unity Catholic Federal Credit Union (FCU). Our checking and savings accounts offer superior rates and benefits compared to traditional banks. Explore our account options and experience the advantages of banking with a community-focused institution.
Why Choose a Credit Union Over a Bank in Parma?
Credit Unions vs. Traditional Banks
Lower Fees and Better Interest Rates: As a member-owned institution, Unity Catholic FCU returns profits to members through reduced fees and competitive dividend rates.
Personalized Service with a Community Focus: We prioritize our members, offering tailored financial solutions and a commitment to the local community.
Member-Owned Structure: Our members are stakeholders, ensuring decisions benefit the collective rather than external shareholders.
Convenience and Accessibility
Online and Mobile Banking: Manage your accounts effortlessly with our user-friendly digital platforms, including Home Banking and the Mobiliti app.
Local Branches with Friendly Service: Visit our branches in Parma and Brunswick for in-person assistance from our dedicated team.
Nationwide ATM Networks: Access your funds surcharge-free at Alliance One and select MoneyPass ATMs nationwide.
Checking Accounts at Unity Catholic FCU in Parma
Smart Checking Account
Our Smart Checking Account is designed for convenience and value:
No Monthly Fees: Keep more of your money with no maintenance charges.
Free Debit Mastercard: Enjoy easy access to your funds and compatibility with mobile wallets.
Online & Mobile Banking: Monitor your account, pay bills, and more with our digital services.
Overdraft Protection: Safeguard against unexpected expenses with our overdraft options.
Money Market Checking Account
For those maintaining higher balances, our Money Market Checking Account offers:
Competitive Dividends: Earn more with tiered rates based on your daily balance.
Unlimited Check-Writing Privileges: Manage your finances with ease and flexibility.
No Monthly Service Fee: Maximize your earnings without unnecessary charges.
Savings Accounts for Everyone in Parma
Share Savings Account
Start your savings journey with our Share Savings Account:
Low Minimum Deposit: Open an account with just $5.
Competitive Dividend Rates: Watch your savings grow faster.
Access to Member Benefits: Enjoy the full range of credit union services and products.
Specialty Savings Accounts
Tailor your savings strategy with our specialized accounts:
Term Share Certificates: Lock in higher rates for fixed terms to meet your long-term goals.
Money Market Savings: Benefit from higher dividends while maintaining access to your funds.
Christmas and Vacation Club Accounts: Save systematically for holiday spending or your next getaway.
How to Open a Bank Account at Unity Catholic FCU
Choose Your Account Type: Decide between checking, savings, or both based on your financial needs.
Check Membership Eligibility: Membership is open to parishioners, students, employees, and volunteers of the Catholic Diocese of Cleveland and Eparchy of Parma, as well as family members of existing members.
Apply Online or In Person: Start your application online or visit one of our branches. For in-person applications, bring a valid photo ID, Social Security Card, and a $5 initial deposit.
Visit Us in Parma
Our St. Charles Main Office is conveniently located at 5839 Ridge Road, Parma, OH 44129. We're open Monday through Saturday, with drive-thru services available daily.
Get Started with a Better Banking Experience Today!
Say goodbye to high fees and impersonal service. Experience the benefits of banking with Unity Catholic FCU. Open your account online or visit a local branch today!