Youth Programs

Catholic School Tuition Loan

 Mad City Money Scholarship Program logo

We Know the Value of a Catholic School Education

Yes, you can afford tuition at our K-12 Catholic Schools. Come see us and explore your options for a Catholic School Tuition Loan. Our goal is to make a quality, religious-based education easy and affordable because we have seen first-hand the impact a Catholic education has on a child's life.

Our Catholic School Tuition Loans feature:

  • 5.99% APR* with no fees
  • Repayment terms up to 12 months
  • Discounted rates for each additional child's tuition financed — 0.50% APR* off.
  • Comfort and security of borrowing from someone you know.

Plus, as an added benefit, we will donate $25 to your new school to help show your proud support!

Apply for your Catholic School Tuition Loan today!



*APR = Annual Percentage Rate. Estimated payment is $431.00 per $5,000.00 borrowed for 12 months at 5.99% APR. All loans subject to credit approval. All Unity Catholic Federal Credit Union programs, rates, terms and conditions are subject to change at any time without notice. No prepayment penalties apply. UCFCU will make a $25.00 donation to the school that the tuition is paid to after all loan papers have been signed. If the multi-child feature is used a .50% discount will be deducted from the base rate of 5.99% APR however, at no time can the rate go below UCFCU floor rate of 3.25% APR. This credit union is federally insured by the National Credit Union Administration.


Youth Month

 Mad City Money Scholarship Program logo

April is Youth Month!

Members 18 and younger are invited to participate in our annual National Credit Union Youth Month celebration! To participate in our Science of Saving Frequent Saver Card, please follow the directions below. 

1. GET STARTED! Print and cut out the Science of Saving Frequent Saver Card below. 

2. SAVE UP! Each time a youth member (5-18) makes a deposit of $5 or more to their savings account, they will get their card punched 

3. CELEBRATE! When the card has been punched 3 times, turn it in for an instant prize and get invited to our bowling party on May 20.


Not a member? Join now and Unity Catholic will put $5 toward a new savings account to kickstart your savings.

Scholarship Winners

We are proud to support local students and Catholic education. This year, we provided $7,000 in scholarship funds to area students. Below is a list of last year's scholarship winners: 


  • Iris Clink — St. Anthony of Padua, Grade K, awarded $500
  • Adyson Kosch — St. Bridget of Kildare, Grade 3, awarded $500
  • Ashleigh Ann Kannenberg — St. Mary of the Falls, Grade 4, awarded $500
  • Samantha Moore — St. Angela Merici, Grade 5, awarded $500
  • Kayla Walsh — Trinity High School, Grade 10, awarded $1,000
  • David Rice — Padua Franciscan High School, Grade 10, awarded $1,000
  • Nicholas Schuler — Holy Name School, Grade 12, awarded $1,000
  • Jake Szaniszlo — Padua Franciscan High School, Grade 12, awarded $1,000
  • Michael Hirzel — St. Edward High School, Grade 12, awarded $1,000 

We understand the value of a strong education and are constantly striving to provide our members with opportunities to make a good education more affordable. Be on the lookout for more scholarship opportunities in the future.

2018 Greater Cleveland CU Outreach Alliance Scholarship Program

Local credit unions are offering to help you combat the costs of post-high school training and education. The Greater Cleveland CU Outreach Alliance will be awarding five scholarships (5) in the amount of $1,000 each. 


A $500 scholarship from NoteWorthy Federal Credit Union, awarded on behalf of Mrs. Kathy Klimko, will also be granted. Entrants will be judged on their ability to answer the essay question in a compelling and logical manner as well as their use of grammar. Notification of award will take place the week of June 25, 2018. 


Please return your completed application to: Regina Kelley, c/o Cleveland Police Credit Union, Inc., 2301 Payne Avenue, Cleveland, OH 44114 by May 31, 2018. 

Ohio Credit Union Foundation 2018 Video Scholarship

Share your ideas and earn scholarship dollars!

The Ohio Credit Union Foundation (OCUF) is inviting Ohio credit union members* pursuing an undergraduate degree to apply for a $5,000 scholarship by creating a 60-second to 2½-minute video answering this question:

“If you ran your credit union, what initiatives/programs/products would you implement to foster the philosophy of “People Helping People?”

The Video Scholarship contest begins February 1, 2018, and ends April 30, 2018. All video entries must be submitted by Monday, April 30, 2018, at 11:59:59 p.m. EST. All videos and personal information must be submitted on the Foundation’s website.

Video finalists, selected by a judging panel at OCUF, will appear on the OCUF website and the scholarship winner will be announced May 22.

Submit your video here!

*Video scholarship entrants must be a member of an Ohio-based credit union.

Student Savers

Our unique Student Savers program encourages school-age members to save by having their own Savings Account. One day each week, a Student Savers Representative from Unity Catholic FCU will be at school to accept savings deposits. Please check with your school to find out the scheduled day and time.

Currently, the schools that participate in the Student Savers program are:

Monday St. Charles Borromeo 8:00 a.m.
  Lakewood Catholic Academy 7:45 a.m.
Tuesday St. Ambrose 7:15 a.m.
  St. Bridget 7:45 a.m.
Wednesday St. Angela Merici 7:30 a.m.
  St. Thomas More 7:55 a.m.
  St. Mary of the Falls 8:10 a.m.
Thursday St. Leo the Great 7:30 a.m.
  St. Anthony of Padua 7:30 a.m.
  Mary Queen of Peace 7:45 a.m.
  St. Mary Byzantine 8:00 a.m.
  St. Francis Xavier 8:35 a.m.
Friday Sts. Joseph & John 7:30 a.m.
  Incarnate Word Academy 7:45 a.m.

If you do not see your child’s school listed above, please call the credit union and talk to our Student Savers Representative about a possible program at your school.

Our Student Savers program is for school-age children and young adults through the eighth grade. Nearly 1,000 local youth are involved, each developing good saving habits by having his or her own savings account and making regular deposits. Students enjoy this program that is full of surprises, special events, and a good financial foundation.

One day each week, a Student Savers Representative from the credit union visits participating schools to accept deposits from student savers. Each school has a designated day, so students may plan ahead to make deposits to their Savings Accounts. Although deposits are accepted at the school as well as at any credit union branch, withdrawals must be made in person at any credit union branch.

Like our regular Share Savings Accounts, Student Savers accounts have no service fees, can be opened with as little as $5, and pay dividends.

We know that young people are motivated by rewards. That’s why we offer age-appropriate incentives for saving. From stickers to pizza parties, surprises and gifts encourage regular deposits by our Student Savers!


Download your Student Savers member application here!

Sites for Ages 18 and Under!

Visit these sites for tips on being smart with your money. You'll find information about:

  • Earning and borrowing
  • Saving and budgeting
  • Spending and using checks

You'll also find out more about credit unions!

Biz Kids Money and Stuff

Desjardins Youth Financial Education Award

Unity Catholic Federal Credit Union was recently recognized for its efforts in financial education of its younger members.

The Ohio Credit Union League, a state trade association, recently acknowledged Unity Catholic FCU’s financial literacy efforts by awarding them with The Desjardins Youth Financial Education Award, which recognizes leadership within the credit union movement regarding financial literacy targeted toward younger credit union members.
Unity Catholic FCU, a not-for-profit financial cooperative, received the award based on its many efforts to educate younger members of the community on making smart financial choices. Their efforts include classroom presentations to various Catholic schools throughout the Cleveland area; an annual Youth Week celebration that provides special incentives for the credit union’s younger members who develop good saving habits; its Student Savers Program, which enables students at 12 Catholic elementary schools to make deposits to their credit union accounts directly at their school when a credit union representative visits weekly; the credit union’s “Centipedes Teller Window” at which kids can make deposits into their accounts at a specially-designed three-dimensional kid-friendly teller station; and the “Chatterbox Cha-Ching” newsletter – an educational newsletter aimed at elementary and middle school students to teach them tips and trivia about money and how to manage it.
“We’re thrilled to have been honored with this prestigious award,” said Tam Straight-Schervish, CEO of Unity Catholic FCU. “We understand how critical financial literacy is to our younger members, and we want to make sure we’re doing what we can to teach them the importance of building good financial habits – both saving and spending their money. The programs we have implemented reach many students, and we’re proud to have our efforts recognized by the Ohio Credit Union League,” she added.
The League annually acknowledges select credit unions for their efforts in financial literacy. The winners of the Ohio League’s contest will advance to the national competition. The award’s namesake, Alphonse Desjardins, organized the first credit union in the United States.
Unity Catholic Federal Credit Union is a full-service financial institution that serves all parishioners, students, employees and corporate entities of the Catholic Diocese of Cleveland. For additional credit union information, visit them online at or call them directly at 440-886-2558.


Younger credit union members (up to 12 years old) can gain insight into financial responsibility with our CENTipede Club.

All members of this club can attend a variety of special events sponsored by the credit union throughout the year. When an account is opened, the CENTipede Club member will receive a student saver wallet.