Youth Programs

Sites for Ages 18 and Under!

Visit these sites for tips on being smart with your money. You'll find information about:

  • Earning and borrowing
  • Saving and budgeting
  • Spending and using checks

You'll also find out more about credit unions!

Biz Kids Money and Stuff

Student Savers

Our unique Student Savers program encourages school-age members to save by having their own Savings Account. One day each week, a Student Savers Representative from Unity Catholic FCU will be at school to accept savings deposits. Please check with your school to find out the scheduled day and time.

Currently, the schools that participate in the Student Savers program are:

Monday St. Charles Borromeo 8:00 a.m.
  Lakewood Catholic Academy 7:45 a.m.
Tuesday St. Ambrose 7:15 a.m.
  St. Bridget 7:45 a.m.
Wednesday St. Angela Merici 7:30 a.m.
  St. Thomas More 7:55 a.m.
  St. Mary of the Falls 8:10 a.m.
Thursday St. Leo the Great 7:30 a.m.
  St. Anthony of Padua 7:30 a.m.
  Mary Queen of Peace 7:45 a.m.
  St. Mary Byzantine 8:00 a.m.
  St. Francis Xavier 8:35 a.m.
Friday Sts. Joseph & John 7:30 a.m.
  Incarnate Word Academy 7:45 a.m.

If you do not see your child’s school listed above, please call the credit union and talk to our Student Savers Representative about a possible program at your school.

Our Student Savers program is for school-age children and young adults through the eighth grade. Nearly 1,000 local youth are involved, each developing good saving habits by having his or her own savings account and making regular deposits. Students enjoy this program that is full of surprises, special events, and a good financial foundation.

One day each week, a Student Savers Representative from the credit union visits participating schools to accept deposits from student savers. Each school has a designated day, so students may plan ahead to make deposits to their Savings Accounts. Although deposits are accepted at the school as well as at any credit union branch, withdrawals must be made in person at any credit union branch.

Like our regular Share Savings Accounts, Student Savers accounts have no service fees, can be opened with as little as $5, and pay dividends.

We know that young people are motivated by rewards. That’s why we offer age-appropriate incentives for saving. From stickers to pizza parties, surprises and gifts encourage regular deposits by our Student Savers!


Download your Student Savers member application here!

Desjardins Youth Financial Education Award

Unity Catholic Federal Credit Union was recently recognized for its efforts in financial education of its younger members.

The Ohio Credit Union League, a state trade association, recently acknowledged Unity Catholic FCU’s financial literacy efforts by awarding them with The Desjardins Youth Financial Education Award, which recognizes leadership within the credit union movement regarding financial literacy targeted toward younger credit union members.
Unity Catholic FCU, a not-for-profit financial cooperative, received the award based on its many efforts to educate younger members of the community on making smart financial choices. Their efforts include classroom presentations to various Catholic schools throughout the Cleveland area; an annual Youth Week celebration that provides special incentives for the credit union’s younger members who develop good saving habits; its Student Savers Program, which enables students at 12 Catholic elementary schools to make deposits to their credit union accounts directly at their school when a credit union representative visits weekly; the credit union’s “Centipedes Teller Window” at which kids can make deposits into their accounts at a specially-designed three-dimensional kid-friendly teller station; and the “Chatterbox Cha-Ching” newsletter – an educational newsletter aimed at elementary and middle school students to teach them tips and trivia about money and how to manage it.
“We’re thrilled to have been honored with this prestigious award,” said Tam Straight-Schervish, CEO of Unity Catholic FCU. “We understand how critical financial literacy is to our younger members, and we want to make sure we’re doing what we can to teach them the importance of building good financial habits – both saving and spending their money. The programs we have implemented reach many students, and we’re proud to have our efforts recognized by the Ohio Credit Union League,” she added.
The League annually acknowledges select credit unions for their efforts in financial literacy. The winners of the Ohio League’s contest will advance to the national competition. The award’s namesake, Alphonse Desjardins, organized the first credit union in the United States.
Unity Catholic Federal Credit Union is a full-service financial institution that serves all parishioners, students, employees and corporate entities of the Catholic Diocese of Cleveland. For additional credit union information, visit them online at or call them directly at 440-886-2558.


Younger credit union members (up to 12 years old) can gain insight into financial responsibility with our CENTipede Club.

All members of this club can attend a variety of special events sponsored by the credit union throughout the year. When an account is opened, the CENTipede Club member will receive a student saver wallet.