Savings Accounts

Unity Catholic Savings Accounts

Save with Unity Catholic Federal Credit Union and watch your money grow! We offer a variety of Savings Accounts with low minimum deposit amounts, better-than-average dividend rates as well as flexible terms. Whether your saving goals are long-term or short-term, we’ve got the Savings Account for you! Your deposit accounts are insured by the National Credit Union Administration. Click here for a brochure detailing your account insurance.

Learn Investment Basics


Share/Savings Account

Open a basic Share Savings Account with a deposit of $5 and begin earning dividends immediately. You must maintain a $5 minimum balance in your Savings Account in order to benefit from all of the services that the credit union offers. Stop by one of our branches and become a member today.


Term Share Certificate

Earn higher dividends on your savings with a low minimum balance of just $500 and terms of six months to five years. The longer you save, the higher your dividend rate. See our current rates for the account that is right for you. Then give us a call to open your Term Share Certificate and start earning more!


Money Market Savings

Earn higher dividends, but still have access to your funds with a Money Market Savings Account. Maintain a minimum balance of $1,000.00 and earn more than a traditional Savings Account. Click here for our current rates on Money Market Accounts. A Money Market Savings Account limits the number of monthly withdrawals to three per month. Any additional withdrawals over three will result in a fee.


Christmas Club Account

Set aside money throughout the year and you’ll be ready for holiday gift-giving and celebrations! Open your dividend-bearing Christmas Club account any time of the year. Then make regular deposits to reach your goal.


Individual Retirement Account (IRA)

It’s never too early – or too late – to save for your retirement. Get started with as little as $50! Open an IRA Share Account and earn dividends as you make periodic deposits toward your goal of $500; the minimum amount to open an IRA Certificate with a term of one-year, two-years, or five-years. Click here to access our online calculators to determine your savings plan for retirement. Your IRAs are insured by the National Credit Union Administration. Click here for a brochure on your IRA account insurance.

Roll your IRA savings into a Traditional IRA, a Roth IRA for long-term retirement savings, or a Coverdell Education Savings Account for your child’s education expenses. Consult your tax advisor for the best strategy then contact the credit union.

Exploring Your IRA Options

IRA Options
Roth IRA

Roth IRA
Traditional IRA

Tradional IRA
Coverdell ESA

Coverdell IRA