News & Promotions

Home Equity


There has never been a better time to start that major project you've been putting off.


Because we are offering 2.99% APR* on our Home Equity Line of Credit. Act fast! This limited time offer is only valid February 1 through March 31. Come see us, get the money you need, and get your project off the ground.

Apply Today!


*APR = Annual Percentage Rate. This is a variable rate and may change based on the Prime Rate as printed in the Wall Street Journal published 10 days prior to the end of each month. The introductory APR is 2.99% APR and will expire on 5/31/19. The applicable interest rate will then go to Prime Rate plus or minus the margin based on your credit after the introductory period has expired. The floor rate is 3.25% APR and cannot go lower than this regardless of credit score. The ceiling rate is 18%, and the rate can change up to 2% per quarter. As of January 1, 2018, the rate is 4.50% APR; this is the rate available to Unity Catholic Federal Credit Union members with Tier B credit; and is based on an 80% loan-to-value, owner-occupied principal residence. This product cannot be used to refinance an existing Unity Catholic Federal Credit Union Home Equity Line of Credit. Loan advances are amortized over 120 months. A sample monthly payment for a draw of $5,000.00 financed at 4.25% APR for 120 months is $52.00. There is a minimum initial loan advance of $5,000. Application deadline is 3/31/18 with all loans to be booked before 4/30/2018. All promotions are subject to change or end without notice at any time. Loan fees and closing costs, which generally total between $200 and $500, are paid by the borrower. If you close your Home Equity Line of Credit within the first three years of opening, you will incur an early closure fee of up to $500.00. Member will be responsible for title insurance if the Line of Credit is the mortgage in first lien position. A Unity Catholic Federal Credit Union Checking Account, Debit Card and/or direct deposit with payroll deduction is required to qualify for this loan. Loan is subject to credit approval. Offer valid 2/1/2018–3/31/18 only. 

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