News & Promotions

We're Hiring!

Looking for a career in a fast-paced, fun environment with a great team? Are you passionate about helping people and excited to learn and grow? Apply for one of our open positions!

Please submit your resume and cover letter to hr@unitycatholiccu.org please reference the position that you are interested in. 


Our Members Save Money

 

Save Money

We're a credit union. That means we aren't in this business for profit. We are passionate about saving you money, and it shows! This year we have saved members $107,409 so far, and we're planning on increasing that number each month. We care about our members which is why we work hard every day to get them the best rates and deals possible. 

Could you be saving money? 

From auto loans to real estate loans to student loans and beyond, we exist to serve you and help you at every financial stage of life. 


Get Your $144

What will you get with your extra $144?

You can get a lot with $144!

Concert tickets, a year subscription to a streaming site, guac on your next 70 burritos — whatever your preference, you're going to enjoy the little upgrades $144 can afford you. Between 2/20/18 - 2/27/18, the first twenty people to open a Checking Account with us will have $144* direct deposited into their account.
 

Stop by a branch or call us at 440-886-2558 to open your Smart Checking Account today!


*$144 bonus for opening a new Checking Account at Unity Catholic Federal Credit Union. Unity Catholic Federal Credit Union Smart Checking Promotion available 2/20/18 – 2/27/18 and is limited to the first 20 new checking accounts opened during this time period. Offer valid for new Unity Catholic Federal Credit Union Smart Checking accounts. Offer not available to existing checking members or to those with a Money Market Checking or an account that has been closed within the last 12 months. To obtain the $144 bonus, member must sign up for direct deposit(s) totaling $250 or more must be received within 45 days of account opening AND have an active Mastercard Debit Card. Bonus will be deposited into your new checking account after 90 of account opening if qualifying activity requirements have been met. Bonus may be taxable as interest income and reported on IRS Form 1099-INT. Consult your tax adviser. See your credit union representative for details.


Home Equity

 

There has never been a better time to start that major project you've been putting off.

Why?

Because we are offering 2.99% APR* on our Home Equity Line of Credit. Act fast! This limited time offer is only valid February 1 through March 31. Come see us, get the money you need, and get your project off the ground.

Apply Today!

 

*APR = Annual Percentage Rate. This is a variable rate and may change based on the Prime Rate as printed in the Wall Street Journal published 10 days prior to the end of each month. The introductory APR is 2.99% APR and will expire on 5/31/19. The applicable interest rate will then go to Prime Rate plus or minus the margin based on your credit after the introductory period has expired. The floor rate is 3.25% APR and cannot go lower than this regardless of credit score. The ceiling rate is 18%, and the rate can change up to 2% per quarter. As of January 1, 2018, the rate is 4.50% APR; this is the rate available to Unity Catholic Federal Credit Union members with Tier B credit; and is based on an 80% loan-to-value, owner-occupied principal residence. This product cannot be used to refinance an existing Unity Catholic Federal Credit Union Home Equity Line of Credit. Loan advances are amortized over 120 months. A sample monthly payment for a draw of $5,000.00 financed at 4.25% APR for 120 months is $52.00. There is a minimum initial loan advance of $5,000. Application deadline is 3/31/18 with all loans to be booked before 4/30/2018. All promotions are subject to change or end without notice at any time. Loan fees and closing costs, which generally total between $200 and $500, are paid by the borrower. If you close your Home Equity Line of Credit within the first three years of opening, you will incur an early closure fee of up to $500.00. Member will be responsible for title insurance if the Line of Credit is the mortgage in first lien position. A Unity Catholic Federal Credit Union Checking Account, Debit Card and/or direct deposit with payroll deduction is required to qualify for this loan. Loan is subject to credit approval. Offer valid 2/1/2018–3/31/18 only. 


Now Available: Apple Pay® and Samsung Pay®

Apple Pay   Samsung Pay

Are you tired of carrying around your credit card? Or do you just want a more convenient payment option? You probably have your smartphone on hand anyway – now you can use it to make payments with your Unity Catholic Visa® Credit Card with Apple Pay and Samsung Pay!

Use your Apple Pay or Samsung Pay enabled smartphone to pay in stores without swiping your card and within apps without entering payment and contact information.

When you add your card, a unique Device Account Number is assigned, encrypted, and securely stored. When you make a purchase, the Device Account Number alongside a transaction-specific dynamic security code is used to process the payment. This means you don't need to use your Unity Catholic Visa® Credit Card information when making a purchase – and that means you're less vulnerable to cyber crime and identify theft. 

Click here to find out more about Apple Pay.

Click here to find out more about Samsung Pay.

Don't have a Unity Catholic Visa® Credit Card yet? Apply now!


Our New Mobile App

Mobile App

Now you can check your balance, transfer money between your accounts and more, anywhere you go! With our new app, you can access the power of Unity Catholic anytime, anywhere from your smartphone.

Download our free app today and take Unity Catholic with you wherever you go.*

For Apple devices:   For Android devices:
App Store Google Play

 

About our mobile app
You must have Home Banking to use the app. If you don’t have Home Banking, getting started is easy:

  • Go to www.unitycatholiccu.org.
  • Click on the “home banking login,” then “enroll online.”
  • Follow the instructions or call 440-886-2558 if you have questions.
  • If you have a member number shorter than six numbers, you will need to use the preceding zeros.
  • Once you’ve set up Home Banking, use that same login ID for Mobile Banking.
     

*Data and message rates may apply. Home Banking is needed to gain access to your account via the app.


Whatever Loan

Whatever Loan 

Whether it's something you want or something you need, we are here to help you achieve your dreams.

Your dreams are as unique as you. But what happens when you need a little help to make them a reality?

We can help!

Whatever you want. Whatever you need. Get a 60-month WHATEVER LOAN for as low as 8.74% APR* and get ready to make your dreams come true. 

Apply Today! 

*APR = Annual Percentage Rate. Estimated monthly payment is $21.00 per $1,000.00 borrowed for 60 months at 8.74% APR. Offer and rate may vary depending on individual credit history. All loans subject to credit approval. All Unity Catholic Federal Credit Union programs, rates, terms and conditions are subject to change at any time without notice. No prepayment penalties apply. 


We Have A Rate For You

Rate for You

Have you been saving up for that month-long trip to Tahiti since high school? Or maybe that engagement ring for the love of your life? Whatever your dream purchase may be you can make it a reality with our share certificates. If you intend to save for 1 year, 2 years, 4 years or 5, we have a rate made especially for you!  Choose the time frame that works for your goals. Watch your savings grow with guaranteed earnings when you open a share certificate with us!

Giving Back Auto Loan

  

Get: An auto loan with rates as low as 2.40% APR*.

Give: Tell us which Catholic School or Parish you would like to help, and we will donate $50 to your choice!


Apply Today!

*APR=Annual Percentage Rate. Estimated payment is $23.00 per $1,000.00 borrowed for 48 months at 2.40% APR. Offer, rate and term may vary depending on individual credit history. Offer is not valid on indirect loans or vehicles currently financed at Unity Catholic Federal Credit Union (UCFCU). No pre-payment penalties apply. All UCFCU programs, rates, terms and conditions are subject to change at any time without notice. UCFCU will make a $50.00 donation to the Catholic School or Parish within the Diocese of Cleveland or Eparchy of Parma of the member’s choosing after all loan papers have been signed, donation will be combined with others as a lump sum and given at one time at the end of the school year along with a list of donors.  

 

Take a look at all the good our members have done already! 

 

 

School/Church

 

 

 Amount  

Benedictine High School   

 $50.00

Blessed Trinity Parish Cleveland

 $50.00

Cleveland Central Catholic

 $50.00

Holy Martyrs

 $50.00

Holy Name High School 

 $50.00

Incarnate Word Academy

 $100.00

Lakewood Catholic Academy

 $150.00

Mary Queen of Peace Parish

 $50.00

Mary Queen of the Apostles

 $50.00

Metro Catholic

 $50.00

Our Lady of Mt. Carmel

 $50.00

Our Lady Queen of Peace

 $50.00

Padre Pio Academy

 $50.00

Padua Franciscan High School

 $150.00

Saint Joseph Academy

 $250.00

St. Adalbert

 $100.00

St. Ambrose Church

 $250.00

St. Ambrose School

 $250.00

St. Angela Merici Parish

 $100.00

St. Anthony of Padua Parish

 $200.00

St. Anthony of Padua School

 $50.00

St. Bernadette Parish

 $50.00

St. Bridget Parish

 $100.00

St. Charles Parish

 $900.00

St. Charles School

 $600.00

St. Christopher

 $50.00

St. Clement Church

 $100.00

St. Colette

 $150.00

St. Columbkille Church

 $50.00

St. Ignatius High School

 $100.00

St. John Bosco

 $50.00

St. John Neumann

 $50.00

St. Joseph  - Cuyahoga Falls

 $50.00

St. Malachi Center

 $50.00

St. Malachi Church

 $100.00

St. Mark - school

 $50.00

St. Mary - Berea

 $50.00

St. Mary Byzantine

 $50.00

St. Mary Church -  Wooster

 $200.00

St. Mary School - Wooster

 $50.00

St. Mary Magdeline

 $50.00

St. Mary of the Falls

 $50.00

St. Mel

 $50.00

St. Patrick - Bridge

 $50.00

St. Raphael

 $50.00

St. Rita

 $50.00

St. Stephen

 $50.00

St. Thomas More Church

 $200.00

St. Thomas More School

 $100.00

St. Victor

 $50.00

Walsh Jesuit High School

 $50.00

 

Total

                                      $5,700.00



Be Debt Free and Carefree in No Time!

  Family sitting in front of a fireplace
You've got enough on your plate. Stop stressing about debt and let us help!  
It's easy to transfer your credit card balance to a lower interest rate credit card from Unity Catholic. Transfer now and get 2.99% APR* for 6 Months!

Apply Today!

 

*APR= Annual Percentage Rate. Subject to credit approval. 2.99% APR is a promotional rate, is fixed, and does not apply to future purchases or case advances. This promotional rate is only available for a limited time. Promotional rate may not be used to pay existing Unity Catholic Federal Credit Union loans or credit card debt. All 2.99% balance transfers will be classified as “cash advances” under our Visa Card Agreement. New purchases or cash advances will be at the current rate. As of April 12, 2016, the rate for new purchases or cash advances is 9.99% APR. The 25-day Grace Period does not apply to cash advances or transferred balances. Monthly minimum payments will be applied to outstanding balances with the highest rate; any remaining portion will be applied to the other balances in descending order based on applicable APR. All promotions are subject to change or end at any time without notice.


Finance Your New Ride

 

Now's the time to get your new ride! 

With an auto loan from Unity Catholic, you can enjoy a rate as low as 2.40% APRPLUS no payments for 90 days!**

 

Apply Today!

 

*APR = Annual Percentage Rate on vehicles not currently financed at Unity Catholic Federal Credit Union (UCFCU). Estimated payment is $23.00 per $1,000 borrowed for 48 months at 2.40% APR. Offer and rate may vary depending on individual credit history. All loans subject to credit approval. **Interest will continue to accrue during the deferral period. Deferring your payment will result in your having to pay higher total finance charges. All UCFCU programs, rates, terms and conditions are subject to change at any time without notice. No prepayment penalties apply. 


Open a Steady, No-Surprises Checking Account

Checking Account

It's time for a checking account with no surprises!

Our Smart Checking Account has many great services that are useful whether you're just starting out or simply looking for a smarter checking choice.
A Smart Checking Account from Unity Catholic includes:
 

  • Free Debit MasterCard®
  • No minimum balance requirement
  • Free Home Banking
  • Free Online Bill Pay*
  • No monthly service fees or transaction requirements
  • Access to hundreds of CO-OP® shared branching locations
  • Surcharge-free ATMS at our credit union locations
  • And so much more!


PLUS with our new mobile app, you can manage your account anywhere you go from your smartphone!

Download the free app now in the
App Store or Google Play Store.**

Stop by a branch or call us at 440-886-2558 to open your Smart Checking Account today!


*Requires one transaction at least every 90 days to avoid a non-activity fee. **Data and message rates may apply. Home Banking is required to access your account through the app. 


First Time Car Buyer Program

First Time Car Buyer

You'll never forget your first car! Unity Catholic can help you get in the driver's seat with our First Time Car Buyer Program - no credit required!

Rates as low as 3.90% APR* for 60 months!

Package also includes:

  • Checking Account
  • Direct Deposit
  • Automated Debit/Payment
  • Debit Card
  • Guardian Angel Visor Clip
  • First Time Visa® Credit Card

 

Apply Today!


*APR = Annual Percentage Rate. Applicant must be 18 years old and have income to qualify. Monthly payment is $20.00 per $1,000. Borrowed at the rate of 3.90% APR for 60 months. While credit is not required to receive the rate quoted, borrowers may not have derogatory credit. Offer and rate may vary depending on individual credit history. All loans subject to credit approval. Maximum loan value 90% of NADA plus taxes, credit life and/or disability insurance, warranty, credit union and dealer fees. All Unity Catholic Federal Credit Union rates, programs and terms are subject to change or end at any time without notice. No prepayment penalties apply. 


Alliance One ATM Mobile App Now Available!

Alliance One ATM Mobile App Now Available!

The Alliance One ATM Locator:

  • Allows you to search by address or geo-location, and to choose your own search radius
  • Features multiple views: list view or map view, which links you to driving directions (map and directions provided by Google Maps)
  • Includes a bookmarking tool so you can keep your favorite ATM locations together in one list
  • Provides important ATM data for each location, such as if the ATM accepts deposits or if it is affiliated with Cirrus or Plus gateways

Download the ATM Locator app to your smartphone from your Google Play or iTunes app store.








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